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Maximizing Your Benefits: A Guide to Shopping Smart with Gift Cards

Claire Grulick
Claire Grulick 4 Min Read
Happy excited young African woman customer winner holding credit card using laptop computer in kitchen celebrating money win receiving cashback getting online bonus for shopping sitting at home.

Are you a AAA Member looking to maximize your benefits? Discover how the AAA Gift Cards Center, AAA Dollars Online Mall and the AAA Cashback Visa Signature Card® can help you save more on everyday purchases. Find out how to make the most of these resources plus practical tips and real-life examples to show you how easy it is to stretch your dollars further.


Smiling young man using pc and credit card

Understanding the benefits of The AAA Gift Card Center

How to purchase, load and save

The AAA Gift Card Center provides a range of gift cards for various needs. These can be bought in-person at your local branch or online, offering either immediate savings or opportunities to earn rewards. Please note that offers vary by region: members in Core earn AAA Dollars, which can be redeemed for cash back, while other members receive an instant discount. For example, purchasing a Lowe’s gift card for home improvements could earn AAA Dollars in *Core regions or provide an instant discount in **other regions.

*Core states include: Florida, Georgia, Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, North Dakota, Tennessee and Wisconsin.

**Other regions are: Colorado, North Carolina and South Carolina. 

Utilize gift cards for budget-friendly planning

Pre-purchase gift cards at AAA to plan ahead for expenses like date nights or home renovations. This approach helps you maintain your budget while enjoying savings on the gift card purchase. Whether you're planning a date night or tackling a home renovation, gift cards make it easier to stick to your budget. Use a Landry’s gift card to save on dining out or pre-purchase AMC movie tickets through the AAA Gift Card Center for discounted entertainment options that provide savings for your family or friends.

Exploring the opportunities with AAA Dollars Online Mall

The Online Mall offers over 1,000 brands, featuring major retailers like Walmart and Target, online marketplaces such as eBay and Temu, and home improvement stores like Home Depot and Lowe’s. Shopping through AAA not only provides access to exclusive offers and deals from each retailer but also allows you to earn AAA Dollars, which can be redeemed for cash back. To access the AAA Dollars Online Mall, simply visit them online and use your AAA Member number at checkout. Browse a wide selection of retailers to earn AAA Dollars on your purchases.

Maximizing savings with AAA Dollars

With AAA, you can maximize savings by double-dipping on popular brands. For home improvement projects, purchase Home Depot or Lowe’s gift cards at AAA to earn AAA Dollars or receive an instant discount-- depending on where you live-- then shop online through AAA to earn more AAA Dollars, redeemable for cash back. This strategy allows you to save in two ways on your home project. The same can be done with brands like Kohl’s, Macy’s, Sephora, and more. By purchasing gift cards like Home Depot or Starbucks through AAA Gift Card Center and using them on the AAA Dollars Online Mall, you can save instantly on purchases while earning AAA Dollars for cash back. This method maximizes your savings on daily expenses, projects and more.


Smiling couple in kitchen using laptop and paying with credit card.

Leveraging the AAA Cashback Visa Signature Card®

Detailed benefits of the card

The AAA Cashback Visa Signature Card® offers unlimited cash back on all qualifying purchases:

  • 3% on everyday spending – including groceries, gas stations and dining.
  • 2% on AAA services – such as AAA tickets, memberships, travel and insurance.
  • 1% on everything else – all other qualifying spends.

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How to optimize the card for maximum savings

To get the most out of your AAA Cashback Visa Signature Card®, use it for all your qualifying purchases. For example, pay for groceries and gas with your card to earn 3% cash back, or use it to book your next vacation through AAA Travel to earn 2% cash back.

As always, AAA Members enjoy exclusive discounts on everything from attractions to dining to retail. You can save on everyday things every day!


Young woman holding credit card and using laptop computer at home

Maximize savings by combining benefits

To maximize your savings, integrate all the AAA benefits into your shopping routine. Here’s a strategy to get you started:

  1. Purchase gift cards: Start by buying gift cards for your planned expenses through the AAA Gift Card Center.
  2. Use the Online Mall: Make your purchases via the AAA Dollars Online Mall to earn AAA Dollars.
  3. Pay with your cashback card: Use your AAA Cashback Visa Signature Card® to pay for these purchases and earn cash back.

By combining these benefits, you can save significantly on your everyday expenses, from grocery shopping to entertainment and vacations.

AAA Membership offers a wealth of savings opportunities through the AAA Gift Card Center, AAA Dollars Online Mall and the AAA Cashback Visa Signature Card®. By effectively utilizing these resources, you can increase your savings on everyday purchases, entertainment and travel.

Keep in mind that smart shopping isn't just about finding deals; it's about making informed decisions that improve your financial health.

Not a AAA Member?

Don't miss the savings opportunities and take advantage of the benefits discussed above and more.

Join today!