October is a month to focus on fire safety, as the National Fire Protection Association (NFPA) has deemed Oct. 8-14th of 2023 Fire Prevention Week™. It’s an observance that hits home for Darlene and Raymond Falkner (late AAA Members). They credit AAA and their insurance coverage with helping them get through the ordeal of their lives on a bitterly cold night eight years ago when a chimney fire destroyed the farmhouse that had been their home for more than 60 years.
From short-term hotel accommodations and $2,000 in emergency funds to arranging a long-term hotel stay while AAA oversaw the reconstruction of their home, AAA guided the Falkners every step of the way. Darlene recalls, “It [was] a great feeling to be home, making new memories, thanks to the dedication of the team at AAA.”
The NFPA created Fire Prevention Week in commemoration of the Great Chicago Fire of 1871. That horrific conflagration set a grisly standard for fire deaths and destruction; it killed more than 250 people, left 100,000 homeless, destroyed more than 17,400 structures and burned more than 2,000 acres.
Fire Prevention Week began in 1922. Three years later, President Calvin Coolidge gave the seven-day period national status, making it the nation’s longest-running public health observance, spreading the word—among groups ranging from schoolchildren to older adults—about staying safe in the event of a fire, and, better yet, about preventing fires altogether, which is the aim of fire departments big and small. How important is prevention? Mere seconds can mean the difference between a safe escape and a tragedy.
If you know the common causes of fire, you can prevent them.
According to the NFPA, the leading causes of house fires include cooking, heating and electrical wiring. This means that no area of your house should go unchecked, but you should begin with your kitchen.
To tackle the No. 1 cause of house fires, 2023’s Fire Prevention Week™ campaign, “Cooking safety starts with YOU. Pay attention to fire prevention,” highlights some simple but important actions you can take to stay safe when cooking.
Protect your family with these simple but effective tips from the NFPA. Be sure to share them with friends, neighbors, co-workers and anyone else who should be in the know:
The NFPA reports that heating equipment is the leading cause of home fire deaths. But, you can decrease the likelihood of an incident with their tips for staying safe and warm:
As frequently as we use it, electricity rarely phases us when we consider safety concerns. However, because electrical wiring is a common cause of house fires, these NFPA tips should be followed closely:
Are you storing trouble in your garage? Minimize your risk of a fire.
Learn moreBe sure your home is up to code with functioning smoke alarms throughout, especially in all sleeping areas. It’s also smart to invest in a few fire extinguishers and place them in strategic spots (how many you need depends on the size of your house), as well as carbon monoxide detectors. Replace the batteries or your alarms at least once a year.
Create a home fire escape plan with your family and hold fire drills to be sure you’re prepared if a blaze breaks out.
Designate a meeting place outside and a safe distance away from your house—such as a large tree—where everyone in your household should gather after evacuating the home. Practice home fire drills every few months so everyone knows what to do and where to go, even late at night and in all kinds of weather.
Homeowners insurance typically helps cover your home and belongings. Most policies include coverage that may help pay to repair or replace your home and its contents if they are damaged by fire.
Depending on the policy language, you may also be covered for your personal belongings if they’re damaged or destroyed by fire. Buy the best coverage you can afford.
AAA’s insurance experts can lead you through the process and answer any questions you may have—even involving existing coverage through another company.
This information is being provided for general informational purposes only. The Auto Club Group does not assume any liability in connection with providing this information.
Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, The Members Insurance Company, Universal Insurance Company, Auto Club South Insurance Company, or Auto Club Insurance Company of Florida. ©2025 The Auto Club Group. All rights reserved.
‡Offer valid through 4/30/2025. Offer valid for Classic/Basic Memberships only. Pricing valid at member join only. Offer excludes Motorcycle coverage. Payment of full AAA Membership dues is required upon renewal. Offers, terms, conditions and restrictions apply and are subject to change without notice. Not combinable with any other offer. Offer not valid in FL, GA, MI or PR. A member can add one eligible family member for free for up to one year. Additional Associates are half price. Associate memberships are available to the Primary member’s spouse, one other adult living in the household, and their children living at the same residence or away at school. Associate members must have the same type of membership as their Primary member, with the exception of Motorcycle. Associate membership expires on the renewal date of Primary member.
Upon activation and with proper identification, AAA will provide regular AAA services and full privileges for the new member. Roadside benefits begin three days after payment of dues. Some restrictions apply. Roadside assistance is provided by independent facilities contracted by AAA. Coverage in taxis, limousines and other ride-sharing conveyances is excluded. Visit AAA.com/MemberHandbook for details about member benefits, including any limitations or restrictions. Offers, terms, conditions and policies are subject to change without notice. Savings partners subject to change. Source: 2023 AAA U.S. Market Track national surveys. Includes service vehicles owned by clubs and service vehicles owned by third parties under contract with AAA to provide services to AAA members. Taxes, fees & options excluded. Terms apply. Partners and offers are subject to change and restrictions apply. For a complete list of offers, visit us online at AAA.com/Save or your local AAA office.