Unpredictable weather in recent years is a good reminder to be prepared for the mercury dropping.
For example, some winters have seen arctic bomb cyclones cover the United States, bringing blustery winds, flash floods, power outages and frigid temperatures. Conditions like these present a unique set of challenges to anyone living in the area.
These tips can help you during periods of extremely cold weather.
You may already know how to deal with the inevitabilities of cold weather—heavy snow, frozen pipes, cancelled outdoor activities —but what about extreme temperatures that threaten your health and safety?
Wind chill: In cold weather, your body boosts heat production to help maintain normal body temperature. But wind draws the warmth from your skin and speeds up heat loss, which creates life-threatening conditions. Example: A 20 mph wind when it’s 5 degrees below zero creates a wind chill of 29 degrees below zero, which makes for dangerously cold days and nights.
Frostbite and hypothermia: Frostbite—the freezing of skin and the tissue beneath it—usually affects extremities like fingers, ears and the tip of the nose first. In extremely cold weather, exposed skin can get frostbite in minutes, and prolonged exposure can lead to life-threatening hypothermia—a dangerous drop in body temperature. If you’re exposed to winter weather conditions, or venture outside for winter activities, bundle up with scarves, mittens and plenty of warm clothes.
Get storm information: AAA Members can receive free emails about extreme winter weather. Sign up is required.
Rely on travel protection: Planning a major trip? Travel insurance through AAA can provide protection if your trip is canceled by things like extremely cold weather.
Extremely cold weather can affect your car, even though it may be working fine in normal weather. Here are some things to watch.
Maintenance inspection: Get peace of mind with a free (for members) multipoint vehicle maintenance inspection at any AAA Approved Auto Repair facility. Find a shop near you at AAA.com/AutoRepair.
Roadside assistance: Getting help is easy: A call to 800-AAA HELP (800-222-4357), a text, an online request at AAA.com/RoadsideAssistance, via Alexa or Google Assistant, or a tap of the screen with the free AAA Mobile app is all it takes.
Is your home ready for extremely cold weather? Water pipes and heating systems may require special attention.
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Make sure your home has the protection it needs.
This information is being provided for general informational purposes only. The Auto Club Group does not assume any liability in connection with providing this information.
Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, The Members Insurance Company, Universal Insurance Company, Auto Club South Insurance Company, or Auto Club Insurance Company of Florida. ©2025 The Auto Club Group. All rights reserved.