ROAD OF LIFE

*Annual Percentage Rate (APR). Rates and terms effective as of 10/11/2024. APR is accurate as of 10/11/2024. Advertised rates and terms are subject to change without prior notice. Additional terms and restrictions may apply. Other loan rates available. Subject to borrower qualification. Advertised rate includes a 0.25% discount when you set up automatic payments from any checking or savings account. Rate is variable. Offer valid on personal vehicle loans only. Criteria to receive the stated APR: Loan term 48 months or less new or used, model year 2018 – 2024 with a credit score of 720 or higher based on the Vantage scoring model. Buyer is responsible for all state or local fees. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score. An auto loan with an APR of 5.49% for a $20,000 loan at a term of 48 months, your estimated monthly payment would be $465. An auto loan with an APR of 5.74% for a $20,000 loan at a term of 48 months, your estimated payment would be $467. Private party sales will not be financed.

^ProtectMyID^® Essential, ProtectMyID^® Deluxe and ProtectMyID^® Platinum are provided by Experian^®. To be eligible to enroll in either ProtectMyID Essential, ProtectMyID Deluxe or ProtectMyID Platinum, you must be 18 years of age or older and a current AAA member. A valid email address and access to the internet is required for ProtectMyID Essential. Products subject to change or termination at any time without notice. Certain terms, conditions, and restrictions apply. Pricing subject to sales tax where applicable.

^†Prices (AAA Cruise Collection Promotion/ACG Vacation Collection rates) apply to select sailings only. All ship features, experiences and itineraries are subject to change without notice. Prices are non-transferable and not combinable with AAA Member benefits or AAA Vacations^® amenities, Royal Caribbean Crown & Anchor discounts or any other offer or promotion. Price is per person, in USD, cruise only, and applies to the select sailing date, stateroom type and category. Price is based on double-occupancy and reflects any promotional savings. Additional fees may apply to booking changes or cancellations. Prices apply to new bookings only, are not valid for groups and cannot be held as group block. Prices are capacity controlled, subject to availability and may change without notice and may be withdrawn at any time. AAA The Auto Club Group and Royal Caribbean International reserve the right to modify or discontinue any aspect of pricing, fees, or surcharges at any time, for any reason, and without prior notice or liability. Void where prohibited by law. Ships registry: The Bahamas.

¹Upon activation and with proper identification, AAA will provide regular AAA services and full privileges for the new member. Roadside benefits begin three days after payment of dues. Some restrictions apply. Roadside assistance is provided by independent facilities contracted by AAA. Coverage in taxis, limousines and other ride-sharing conveyances is excluded. Visit AAA.com/MemberHandbook for details about member benefits, including any limitations or restrictions. Offers, terms, conditions and policies are subject to change without notice. Savings partners subject to change. Source: 2023 AAA U.S. Market Track national surveys. Includes service vehicles owned by clubs and service vehicles owned by third parties under contract with AAA to provide services to AAA members.