Small motor boat on ocean near rocks.

Request a Boat Insurance quote and we’ll call you!

We offer a variety of Insurance options for your recreational vehicle, catered to match your lifestyle and needs.

AAA is proud to offer Boat Insurance, and advantages can vary among auto insurance companies, and certain coverages may be required to provide you with the protection you need.

Your AAA auto insurance agent will review your options with you to select the company and vehicle insurance coverage that is right for you. 

Yes, contact me about Boat Insurance!

Benefits of Boat Insurance through AAA

By choosing Boat Insurance through AAA, you gain the confidence and peace of mind that come from having comprehensive coverage against potential risks and liabilities associated with boat ownership. With AAA by your side, you can fully enjoy your time on the water, knowing you are prepared for the unexpected. Here are some key factors to consider when purchasing a policy:

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Property Damage Coverage

Boat Insurance through AAA provides coverage for damage to your boat and its equipment caused by covered perils such as collisions, storms, theft, vandalism, or fire. 

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Liability Protection and Bodily Injury

With Boat Insurance through AAA, liability coverage helps safeguard you in case you cause bodily injury or property damage to others while operating your boat. These coverages may assist in paying for medical expenses, fees, and damages resulting from accidents sustained on your boat.

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Uninsured / Underinsured Boater Coverage

Boat Insurance through AAA provides protection if you are involved in an accident with another boater who lacks insurance or has insufficient coverage. This coverage assists in paying for medical expenses and damages caused by an uninsured or underinsured boater, giving you added peace of mind.

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Towing and Emergency Assistance

Our Boat Insurance through AAA policies include coverage for towing and emergency assistance. If your boat experiences a breakdown or becomes disabled while on the water, AAA is there to cover the costs of towing it to a repair facility or providing other essential emergency services.

Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies.