Create your own life insurance quote. Or click here if you prefer to speak with an agent.
It can be easy to get your own life insurance quote. And it only takes a few minutes. But first, why is life insurance through AAA so important to have?
If your loved ones rely on your income, life insurance can help provide them with a financial lifeline should something happen to you. We understand the importance of this. We’re here every step of the way at every stage of your life – with guidance, support and responsive claims service.
Join millions who trust AAA in their times of need because they know: Whether it’s Emergency Roadside Service or Insurance, you’re protected with AAA.
You and your life insurance advisor can help choose which life insurance policy offered through AAA works best for your needs and budget:
A popular choice as it usually is the least expensive option. Term Life Insurance helps provide coverage for a specified period of time, such as while paying off a mortgage or when you have children at home. It’s also often used to help pay for housing expenses, outstanding debt, and daily living costs such as groceries and bills.
Provides coverage for a lifetime. It builds cash value over time and once locked in, your premiums never increase.
Designed for flexibility: it can last a lifetime, with options offering level or flexible premiums, cash value accumulation features, and the ability to leave an inheritance.
Annuities can provide a secure way to grow your money for retirement and help provide a steady stream of income that could last for life.
CURRENT FIRST-YEAR INTEREST RATE FOR PLATINUM BONUS ANNUITY®
Benefits of AAA Life’s Platinum Bonus Annuity include:
Ask your AAA agent about an annuity today!
Guaranteed Issue Whole Life (GIWL) insurance provides lifelong coverage. It’s a permanent policy that will allow you to help secure your family’s financial outlook well into the future. GIWL has several big advantages over other types of life insurance, including:
Personal Finance Demystified
Join us for one of our upcoming webcasts in 2025 where we help explain the ins and outs of everyday personal finance in terms you can understand. Learn about things like what really goes into your credit score, how to systemically save that nest egg or how to help keep the cost of car insurance down. In the meantime, watch any of our other FREE "Well Worth It" webcasts on-demand.
Pay yourself first. Because that’s the best way to help make sure you have money saved for the most important things in life, like protecting those you love.
** Under current federal income tax law. AAA Life and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any contract.
Benefits may be taxable. Rates shown are annual effective yields. The first-year interest rate is guaranteed for first contract year only. It is separate from the minimum guarantee of 3.00% for the first 5 policy years and the minimum guarantee of 1.00% after 5 years. Interest rates are credited from the first day of receipt of funds. Annuities are not short-term products. During the surrender charge period, withdrawals exceeding 10% will be subject to a surrender charge that may be higher than fees associated with other types of financial products and may reduce principal. Withdrawals prior to 59½ may be subject to IRS penalties, separate from the annuity’s schedule of surrender charges. For complete details of coverage and specific details of the surrender charge schedule, please refer to the contract. Products and features may vary by state. Annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #07861) is licensed in all states except NY. Automobile Club of Southern California CA License #0003259. CSAA Life Insurance Agency of California, Inc. CA License #0D12130. Insurance products in Northern California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Your local AAA club and/or its affiliates act as agents for AAA Life. Platinum Bonus Annuity Contract Form Series: ICC11-4111/DA-4111 (In OR: ICC11-4111).
ALAN-23882-324-XX
‡Offer valid through 4/30/2025. Offer valid for Classic/Basic Memberships only. Pricing valid at member join only. Offer excludes Motorcycle coverage. Payment of full AAA Membership dues is required upon renewal. Offers, terms, conditions and restrictions apply and are subject to change without notice. Not combinable with any other offer. Offer not valid in FL, GA, MI or PR. A member can add one eligible family member for free for up to one year. Additional Associates are half price. Associate memberships are available to the Primary member’s spouse, one other adult living in the household, and their children living at the same residence or away at school. Associate members must have the same type of membership as their Primary member, with the exception of Motorcycle. Associate membership expires on the renewal date of Primary member.
Upon activation and with proper identification, AAA will provide regular AAA services and full privileges for the new member. Roadside benefits begin three days after payment of dues. Some restrictions apply. Roadside assistance is provided by independent facilities contracted by AAA. Coverage in taxis, limousines and other ride-sharing conveyances is excluded. Visit AAA.com/MemberHandbook for details about member benefits, including any limitations or restrictions. Offers, terms, conditions and policies are subject to change without notice. Savings partners subject to change. Source: 2023 AAA U.S. Market Track national surveys. Includes service vehicles owned by clubs and service vehicles owned by third parties under contract with AAA to provide services to AAA members. Taxes, fees & options excluded. Terms apply. Partners and offers are subject to change and restrictions apply. For a complete list of offers, visit us online at AAA.com/Save or your local AAA office.